CyDock is designed to integrate with standard merchant accounts such as provided by LinkPoint Verisign, Authorize.net, etc. Lately we have been getting a handful of requests to integrate non standard merchant accounts such as PayPal, PaySystems, and 2CheckOut.

Currently we can not provide direct support for these non standard merchant accounts. We are investigating integration with these "piggy back" systems and will try to integrate some of the more popular ones as soon as possible. Indirectly however you can put a payment URL in the invoice message box and manually update the invoices when payment is received. It is strongly recommended that you consider getting a standard merchant account. BluePay for example provides excellent traditional merchant accounts within 5 minutes with no upfront costs.

If you require the use of a traditional merchant account that is not currently supported by CyDock please contact us and in most cases we can have your payment processor integrated within 24-48 hours excluding weekends and holidays.

The reason the non standard merchant accounts are often referred to as "Piggy Back" systems is because in most cases they do not actually provide you with a merchant account. They allow you to "piggy back" on their merchant account for the processing of sales. This is still a rather sensitive area and at one time MasterCard considered shutting PayPal off.

The problem with integrating these systems is they do not allow CyDock to pass credit card transactions directly to the payment gateway. Instead they require you to go to a form located on their server to enter the final details of the transaction. Some scripts handle what is called a "call back" from these systems. A call back is where a result of said transaction is passed back to the referring URL. This is not the best or most secure way to handle credit card transactions over the internet. It will allow in many cases fraudulent accounts based on phony call backs. In the early days PayPals checkout system was riddled with these problems. Simply viewing the source of a PayPal check out page would give you the return URL, pop that URL in a browser and you bypass the entire payment phase.

It has been quite some time since anyone here on the CyDock staff has used a non standard merchant account and we will investigate these new systems to see how the security and reliability has increased. When possible we will attempt to integrate them into the CyDock software for our customers benefit. If you have any questions or comments please feel free to contact our sales and support staff or leave a message in the forums.